7 Useful Tips and Tricks for Safeguarding Digital Transactions That You Must Use

Safeguarding Digital Transactions

Worried about loss of personal sensitive information such as bank details, credit card information and PINs while performing online transactions? If so, then you are at the right place since this is the topic we will be exploring in great depth in following sections so that you can prevent yourself from falling prey to scammers, hackers and fraudsters.

Tips and Tricks for Safeguarding Digital Transactions

Safeguarding Digital Transactions – Tip #1: Use of Wi-Fi Networks

 

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You must have noticed free availability of Wi-Fi networks at public spaces such as airports, railway stations as well as coffee shops. However, you need to be wary of certain things before actually connecting to any such public Wi-Fi network.

Most important thing will be to remain aware of the service set identifier (SSID) name for the network you are trying to connect to. Many times, hackers and scammers create Wi-Fi networks that have near same SSID names so that people think that there are multiple networks from same provider and they can use any of the available ones.

In case, you login to a network created by the hacker then you will risk losing your confidential data. Moreover, you should try not to login to any Wi-Fi network which has not been secured by a password.

Safeguarding Digital Transactions – Tip #2: Use of OTP

 

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When you are performing online transactions through a debit or credit card, there are normally two options; one of providing a 3D secured PIN or use of OTP that is sent to your mobile number. In case, you are on a public Wi-Fi network then it will be better to use the OTP option since it will provide you greater security in comparison to use of a PIN.

Safeguarding Digital Transactions – Tip #3: Secured Sites

securedsiteYou should only perform online transaction on secured sites. This means that you need to look whether the URL of the site starts with HTTPS instead of HTTP which means that the site transfer your confidential data securely over the network. You will also notice a green lock in front of the url indicating the site is a secured site.

Safeguarding Digital Transactions – Tip #4: Use a VPN

By making use of a VPN you can create an additional security layer between and the scammers. By using a VPN you can have the assurance that your browsing session is secured. Moreover, it is also possible to add a VPN to the Wi-Fi network or the smartphone (through a VPN app) you are using.

But, you need to be aware of the fact that many of the VPN are not free and you will have to pay a certain amount for using their service. However, there are some VPNs (such as the Opera VPN) which you can use for free.

By adding a VPN to your wireless router you will be able to channel all internet traffic through the encrypted VPN and ensure that your critical information and data remains safe.

Safeguarding Digital Transactions – Tip #5: Swipe Carefully

 

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It is quite possible for scammers to steal credit or debit card information through POS (point of sale) machines or ATMs which have been bugged. Thus, it will be your responsibility to use your card only at reputed shopping outlets as well as secured ATM machines.

You also need to ensure that you are using a card that has a chip since it is difficult to duplicate such type of card.

Safeguarding Digital Transactions – Tip #6: Download from Legitimate Websites

Nowadays many people store their confidential information on computer itself and as such it is important to ensure that your computer does not get hacked or infected by malware.

Thus, you need to ensure that links you are clicking on is a genuine website and not a site that will install malware on your computer without your knowledge. This malware or virus can in turn steal confidential information from your computer and transmit it to hackers.

In addition to it, you will have to use the latest malware blocker as well as keep your operating system updated so that you can thwart these vulnerabilities.

Safeguarding Digital Transactions – Tip #7: Verify Digital Certificate

If you on an e-commerce site then before doing any transaction wherein you will have to enter your bank details what you will have to do is check whether its digital certificate is still valid. This way you will be able to ensure that the details you will provide on the site will remain secure.

As we can see there are several things you can do to protect your privacy when you are doing any online transaction. By implementing above mentioned measures you can be sure that there will not be any worries about safeguarding digital transactions.

 
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